~ May 9th at 10:00 a.m.EFCA 2020-0360. Further examination of pending court cases can be conducted either in person or via the online search feature of the County Clerk website. the foreclosure sale at the time, date and place scheduled.
Nassau County, NY Online Property Auctions & Foreclosures for Sale Cash will not be accepted at the sale. If that happens, you could lose your home. . Orange County, NY foreclosure listings. The Foreclosure auctions take place on Thursdays at 10:30 AM on the steps of the courthouse on the Adams Street side. For instance, in New York Supreme, Civil Term Temporary Procedures were promulgated on March 19, 2020, specifically stating that "continuing until further notice foreclosure auctions are .
Because of a 2017 federal law, the borrower gets 120 days to make their payments after they've received notice of foreclosure proceedings. Below is a list of the properties scheduled for auction on the date indicated. Class I building, 2 stories, currently 1,499 total living area, 8 rooms, 2 bathrooms, 1 total living units, built in 1925, exterior wall material: Alum/Vinyl, architectural style: Old style, basement: Full, attic: Full, topography: Level, fuel type: Oil/ gas, heat: Steam and vapor. ~ April 29th at 10:00 a.m. EFCA 2018-2408. Mortgage foreclosure Auction notes: Section 32, block 455, lot 11 & 12. Together with section 43, block 48, lot 108. ~ April 13th at 12:00 p.m. EFCA 2019-3419. The public can visit the Legal Division located at 110 Dr. Martin Luther King Jr. Blvd. Blvd., Room 330 in White Plains which can be reached by entering through the Richard J. Daronco Courthouse. Scoping out the neighborhood, hiring an inspector, and getting a loan from HUD are just some of the foreclosure buying tips. The only service to guarantee 100% coverage of foreclosed homes in NYC. The office is open Monday through Friday, excluding legal holidays, from 8:30 a.m. until 4:30 p.m. What happens when I submit a Hardship Declaration? Questions? ~ March 14th at 10:00 a.m. EFCA 2018-2942. Bank of New York Mellon Trust vs Margaret E. Tammetta. Full Foreclosures access. The advantage of buying an REO property is that the bank may fix the worst problems and even procure a real estate agent who excels at helping. , Et. Ft. Be the first to know when a house in your area goes into foreclosure. Prior to commencing a foreclosure action in New York State the mortgagee's attorney orders a Foreclosure Certificate from a Title Company. Foreclosure auctions take place on Thursdays at 10:30 AM on the steps of the courthouse on the Adams Street side. What services does LAP provide?
Foreclosures in Orange County, NY - PropertyShark That's just a property the bank holds onto in order to sell later.
Forms - N.Y. State Courts - Judiciary of New York Tenants may also ask the judge for up to six months to move out. ~ April 25th at 12:00 p.m. EFCA 2016-1789. The NYSCEF Resource Center has scheduled Supreme court and Surrogate's court online training sessions via Teams.
6 Pershing Ave, Valley Stream, NY 11581 | ServiceLink Auction As foreclosure increases in Westchester County follow national trends, County ClerkTimothy C. Idoni urges Westchester residents who may be at risk of having their properties foreclosed, to seek counseling from a reputable counseling agency. Please also include a self-addressed stamped envelope in which your list can be returned. Sure, it may have a dead lawn, chipped paid, and require some minor repairs, but, for the most part, it's small potatoes. Bronx, NY 10451 Foreclosure Auctions are held in Room 118 - Mezzanine Directions: C, D or 4 train to 161st STREET/YANKEE STADIUM. Pre-foreclosures are available within 24 hours of filing and provide investors and brokers with clear and detailed data on the distressed property Launch Free Foreclosure Trial FORECLOSURE , Middletown, 10940 Middletown 1,170 SF, 1.5 story building zoned R-1. is a bank or financial institution. US Bank National vs Dawn M. Thomson. More Less. There was a foreclosure action filed against me within 30 days of the COVID-19 Emergency Eviction and Foreclosure Act of 2020 going into effect, do I have to submit a Hardship Declaration in order to stay the action? Address: 88-11 Sutphin Blvd., Room 61 Jamaica NY 11435. Under the Act, qualifying mortgage borrowers are entitled to an automatic stay (or pause) of 60 days for any pending, or existing, foreclosure proceeding or filing made within 30 days of December 28, 2020, with the ability to further stay any foreclosure proceeding till January 15, 2022, if the mortgage borrower files a Hardship Declaration (discussed below). Getting a 203(k) loan requires jumping through some hoops and not every lender will play along, but if you use HUD's search tool you should be able to find a financial institution that's willing to play ball. 2022 Foreclosure Action. While this doesn't bode well for the homeowner who can't pay their mortgage, it could also mean an opportunity for a savvy buyer to purchase an apartment or home for below market value. And if youre living in New York, you may also want to check out foreclosure sales in neighboring states, especially considering that you may have better luck. 1. For additional auction information, please visit their website at:www.maltzauctions.com. Auction.com is appointed by the foreclosure attorney to conduct . Ben Kharakh graduated from Rutgers University with a bachelor of arts degree in English, Philosophy, and History. 2016-0185. ~ March 6th at 9:00 a.m. EFCA 2020-0680. Queens Supreme Court Civil Term Notice regarding Foreclosure Auctions 9-30-2020 . On July 16, 2015, Holdings brought an action in the New York State Supreme Court, County of Queens, against Auberge and Parkway Hospital Associates LLC (70-35 113th Street Holdings v. Auberge .
Foreclosure Auctions In New York: 7 Tips for Buyers - PropertyNest Blog Buy. Find out how a real estate attorney can help you purchase a foreclosed property by reading, Why You Need a Real Estate Attorney for an NYC Purchase. AL. must send borrowers a copy of the Hardship Declaration along with the required pre-foreclosure notices. Search our database of Nassau County Property Auctions for free! We provide nationwide foreclosure listings of pre foreclosures, foreclosed homes , short sales, bank owned homes and sheriff sales. Margaritaville Bali Replacement Parts, Wells Fargo vs Timmy B. Hoover. 154 upcoming foreclosure auctions listed in Queens, NY. If the court grants summary judgment for the lenderor you lose at trialthe judge will enter a judgment and order your home sold at auction. 212-946-0349, Call 311 - ask for Foreclosure Prevention Resources. Luckily, one of the foreclosure sale tips is just for this occasion: get a 203(k) loan from the U.S. Department of Housing and Urban Development (HUD). Full Foreclosures access. . If there was already a foreclosure action filed and pending against you as of December 28, 2020, the court is required to automatically stay, or pause, your foreclosure action for at least 60 days and mail you a Hardship Declaration to complete and return to the Court if you choose to. After the successful bidder provides written confirmation, the bidder must submit payment for the bid to the Public Administrator of Nassau County within five (5) business days of confirmation or the original bid is deemed null and void. 1. What should I do if I already have a pending foreclosure action? For more information email the Public Administrator. If you're lucky, the type of property that youre looking at has simply been uninhabited. . Almond, NY 14804. ~ April 26th at 10:00 a.m. EFCA 2019-0677. Most courthouses in New York State set aside a specific area or room in their building to hold such auctions, which are open to all members of the public.
What You Need to Know About Foreclosure As a Tenant Sure, you can see the outside, look through the windows, and maybe even talk to a neighbor, but that's just not the same as looking around inside or having an inspection. OFFICE OF THE PUBLIC ADMINISTRATOR. These Foreclosure Forms are for All Courts that preside over Residential Foreclosure Cases. Cases are browsable by date and searchable by . ~ March 31st at 3:00 p.m. EFCA 2021-62166.
Status Conference Part F (SCF) Distribution of Surplus Monies Order OneMain Financial vs Gregory W. Shipmann. The mortgage holder is often the bank that you borrowed the money from to buy the house, but it could be another bank or company that has taken over the mortgage. U.S. Bank Trust vs. Mackin. Prepayment Vs Advance Payment, Lenders are prohibited from discriminating against a loan applicant on the basis of the submission of a Hardship Declaration. Midfirst Bank vs unknown heirs of Hill estate. There is nothing you need to do. 196-47 69 Avenue 2nd floor, Fresh Meadows, NY 11365 LISTING BY: AG PRIME REALTY $214,900 1 bd 1 ba 650 sqft - Foreclosure 479 days on Zillow 3703 255th Street, Little Neck, NY 11363 LISTING BY: SUNCITY PROP INC $1,068,000 3 bds 2 ba 1,073 sqft - Foreclosure 5 days on Zillow 151-31 88th Street UNIT 6H, Howard Beach, NY 11414 When it comes to buying a foreclosed home preparation is the name of the game, and that applies to more than just knowing the home. Together with section 43, block 48, lot 210. Courthouse Steps of the Queens Supreme Court Located at 88-11 Sutphin Boulevard, Jamaica, New York, County of Queens Date added: 4/13/2022 Plaintiff: Aj Partners Lending LLC . (THE LISTED PROPERTIES ARE ESTATE SALES, NOT FORECLOSURES. Part 5/Master Foreclosure Judge section. COUNTY OF NASSAUOFFICE OF THE PUBLIC ADMINISTRATOR(516) 571-5911, Due to Covid-19 and a Court order of the Nassau County Surrogate Court, the Public Administrator of Nassau County Real Estate Auctions are conducted on behalf of the Public Administrator of Nassau County by David R. Maltz & Co., Inc., located at 39 Windsor Place, Central Islip, NY 11722; telephone 516-349-7022. To obtain the weekly foreclosure list, please visit Westchester Records Onlineor our office located at 110 Dr. Martin Luther King, Jr. ~ April 19th at 9:30 a.m. EFCA 2020-5042. In Connecticut, one out of every 1,737 homes gets foreclosed and New Jersey has the highest rate in the country with one out of every 980 homes! Foreclosures in New York City, NY . None.
The North Side Steps of the Nassau County Supreme Court, 100 Supreme Court Drive, Mineola, NY 11501, On the North Side Front Steps of the Nassau County Supreme Court, 100 Supreme Court Drive, Mineola, NY. In New York, both options are available, although non-judicial foreclosures are uncommon. That's why it's a good idea to spend the $300 to $500 it would cost to have a home inspector tour the property. The mortgage lender, therefore, has a right to collect on their money through legal means, which can translate into confiscating the property from the homeowner and forcing a sale, which is a foreclosure. The Office of the Westchester County Clerk provides weekly foreclosure lists which contain data from recently commenced actions including mortgagor, mortgagee, property location and a reference to the pending court action. You've got to know your finances and credit score too to get a great deal. 360 Adams Street ~ May 9th at 1:00 pm. 1st Floor of CCP Room 100 Supreme Court Drive , Mineola, NY 11501. Additionally, if the IRS has a tax lien on the home because of unpaid taxes, it becomes the responsibility of the new owner to make those payments! Presiding Justice: Hon. Njcc-NYS Community Restoration Fund, LLC. . Suntrust bank vs O'Neill. The list of REO properties displayed above does not include co-operative properties and may not be exhaustive for the selected region. The only authoritative source for the information in this report is the government data from which the data was acquired. ~ April 11th at 1:00 p.m. EFCA 2020-1928. Courtroom 45, Daniel Gordon, Esq., Court Attorney-Referee 1 0 obj
Referred to as a "temporary receiver" in the statute,1 such a fiduciary is commonly referred to simply as a "receiver." A foreclosure action is a many-faceted proceeding that can involve real property law, complex financing, both Continued Founded in 1998. Its because of the lis pendens that everyone is able to find out about the foreclosed property on local real estate sites, bank websites, the online listings of Fannie Mae or Freddie Mac (they buy mortgages from banks), government-owned listings provided by the Department of Housing and Urban Development, visiting their county's offices and county courthouse, foreclosure-listing services, or by working with a real estate agent. Keybank National Association vs Linda Muntean et al. Built in 1948. This means that the lender who holds your mortgage must file a lawsuit against you in court to enforce its lien against your home if you fail to make payments on the loan. View our list of updated foreclosures in New York State including dates & addresses. Wilmington Savings vs the estate of Shultz. Please note that Orders of Reference in Bronx Supreme Court get stamped with the following language: "Pursuant to CPLR 8003 (a) and in the discretion of the court, a fee of $250.00 shall be paid to the Referee upon the filing of his report, and in accordance with CPLR 8003 (b), the . ~ April 10th, at 11:00 a.m. EFCA 2016-2943. The calendar of the properties scheduled for auction can be viewed at eCourts . Find and bid on Residential Real Estate in Bronx County, NY. For questions relating to stay of eviction and tax lien foreclosure proceedings, visit theOffice of Court Administrationwebsite. If a homeowner already has a foreclosure action filed against them, they can return the form to either the servicer of their loan or to the court. endobj
AL. 4BEDS1.5BATHS1,500SQUARE FEETSingle-FamilyPROPERTY TYPE. Current Location. A Foreclosure Certificate is similar to a Title Search and includes basic information regarding ownership of mortgaged premises, the legal description of the mortgaged premises, a list of mortgages and assignments of record . By decision . ~ April 19th at 1:00 p.m. EFCA 2021-1589. The recent Arizona Supreme Court case, Zubia v.Shapiro, 243 Ariz. 412 (2018), reminds homeowners to obtain early legal counsel when facing foreclosure, while bolstering lenders' affirmative waiver defenses.Particularly, the Supreme Court ruled that borrowers waive claims to damages concerning the validity of a trustee's sale when they first fail to obtain injunctive relief to prevent the . in White Plains between the hours of 8:30 a.m. and 4:30 p.m., Monday through Friday, excluding legal . See the Wondering where you can get help?" Playmobil Train Track, Specialized loan servicing vs estate of Murphy. This Foreclosure Sale Single Family Home property is located at 6 Pershing Ave, Valley Stream, NY 11581, on unknown sqft. Minimize your investment risk. (THE LISTED PROPERTIES ARE ESTATE SALES, NOT FORECLOSURES. ~ April 13th at 12:00 p.m. EFCA 2016-0056. Foreclosures in Nassau County, NY One-stop solution to find and research foreclosure listings Free 3-day trial. Please do not contact the Nassau County Public Administrator to schedule an appointment. 2021 LID Foreclosures . Find Bank Foreclosures and premium information on Zillow for FREE! Maximize profits with our Comparables tool. That means you wont be able to do your due diligence. Queens County Surrogates' Court Official NYC Website Maltz Auctions Queens County Bar Association Kings County Public Administrator. ~ April 27th at 10:00 am. Sheriff's Ofc Sub Sta. M&T Bank vs Jacob V Miller. ~ May 18th at 10:30 a.m. EFCA 2019-3356. The court also files a lis pendens. Although New York has one of the longest foreclosure processes in the nation, averaging 15 months, 1 a motion for judgment of foreclosure and sale generally marks the tail end of the process. JP Morgan Chase Bank vs Joseph H. Harder. Lance Evans Part 5/Master Foreclosure Judge Foreclosure Master Status Calendar (FMSC) Status Conference Part F (SCF) 25-10 Court Square Long Island City, NY 11101 Courtroom 45. We also maintain an archive of Opinion Summaries from September 2000 to the Present. The foreclosure moratorium only applies to residential properties for which the owner is an individual who owns ten or fewer dwelling units. Before entering the foreclosure . If a homeowner defaults on their mortgage, which means that they cant make their pre-agreed upon payments, a foreclosure sale is the route the bank commonly takes. Pennymac vs Faust. Search for your next home based on a credit score, price, neighborhood & more. Police, Alfred-Almond. ~ March 10th at 10:00 a.m. EFCA 2020-1784. The COVID-19 Emergency Eviction and Foreclosure Act of 2020, signed into law on December 28, 2020, places a moratorium on evictions and foreclosures, until May 1, 2021, for people experiencing a hardship related to COVID-19. Brooklyn, NY 11201 On the North Side Steps of the Nassau County Supreme Court Located at 100 Supreme Court Drive, Mineola, NY 11501. 1 - 20 of 193 Results FORECLOSURE , Roosevelt, 11575 Hempstead Presiding Court-Attorney Referee: Daniel . Get Connected to a Local Real Estate Agent Now. Keybank vs John Kanzler. Updates from Friday, January 8 Please see administrative order from Deputy Chief Administrative Judge of the NYC Courts George Silver regarding in-person filing in Queens County and Bronx County Civil Court. The property is then sold as part of a publicly noticed sale. The public can visit the Legal Division located at 110 Dr. Martin Luther King Jr. Blvd. Alexico sued to block the foreclosure sale on June 6, and one day before the sale was supposed to take place, New York State Supreme Court Justice Andrea Masley issued a preliminary injunction . The public can visit the Legal Division located at 110 Dr. Martin Luther King Jr. Blvd. <>/ExtGState<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>>
Current Location. Additionally, steer clear of neighborhoods that have too many abandoned properties since that will drive down the value of your home. Our Queens county foreclosures, sheriff sales, short sales and pre- foreclosures, will also include the full contact information for all foreclosed properties including number of bedrooms and baths and price.
Queens County NY Foreclosure Homes For Sale - Zillow This opinion is uncorrected and subject to revision before publication in the printed Official Reports. ~ April 26th at 10:30 a.m. EFCA 2019-0906. A property is labeled as an REO if it went through a foreclosure auction and the current owner of the property Contact Information.
Foreclosure Sales - 2JD Supreme Civil | NYCOURTS.GOV Become an expert on foreclosed homes and buy property for a lot less.
Staten Island Foreclosures, Foreclosed Homes in Staten Island, NY During a moratorium evictions and foreclosures may not proceed. The Westchester County Clerk is the Clerk for the Supreme Court where foreclosure actions are heard. AL. New York is a judicial foreclosure state. %PDF-1.7
All data contained on this page has been validated to the best of our ability. Banks may clear the liens but they're not required to! in White Plains between the hours of 8:30 a.m. and 4:30 p.m., Monday through Friday, excluding legal holidays to look up legal records, judgments, liens, lis pendens, and other business records. endobj
Repay the amount of the forbearance in an interest free balloon payment at the end of the loan. The e-mail address and/or password you specified are not correct. ~ April 4th at 1:00 p.m. EFCA 2018-1229. Conferences are scheduled for those eligible pursuant to CPLR 3408. U.S. Bank vs Acevedo. Moving expenses and difficulty securing alternative housing make it a hardship to relocate to another residence during the COVID-19 pandemic. The bank's only interest is selling the home and, as a result, emotion is not factoring into their negotiations. Reverse Mortgage Funding vs Ruth & Donald Bliss.
Coronavirus: Mortgage and Foreclosure - Information on the "Foreclosure 5/10/2022. 2 0 obj
. Yes, the Act applies to mortgage borrowers of co-ops and condos that meet the other requirements (i.e. Thats a notice that says just how much money the borrower has to pay back to the bank. 111 Centre Street, New York, New York 10013 Chambers: Room 532 Phone: (646) 386-3081 For your convenience, documents may be delivered to the County Clerk by use of the drop box located in the lobby of the courthouse. This FAQ only addresses questions relating to the mortgage foreclosure moratorium. Midfirst Bank vs Lovell. Property Search; Canvassing; . Robert Tepper Wife, 4 total units. More homes than you expect end up in foreclosure.
Bronx County, NY Online Property Auctions & Foreclosures for Sale For a copy of the Auction Rules, please go to "Judges & Rules" in the drop-down menu on the left. C Optional: Enter propose alternative date and time (to be considered if 1st choice is . The only service to guarantee 100% coverage of foreclosed homes in NYC. The problem is, however, that banks are less likely to lower the price than a regular homeowner. Please see AO 254/20 from Chief Administrative Judge Marks regarding forms for electronic filing in New York Supreme Court through NYSEF. mortgage borrower is an individual that owns ten or fewer dwelling units). NY 11554; FORECLOSURE SALE LOCATION: AT THE NASSAU COUNTY SUPREME COURT, NORTH SIDE STEPS, 100 SUPREME COURT DRIVE, MINEOLA, NY 11501. Property Search . %
Once you submit a Hardship Declaration to your mortgage bank, no foreclosure action may be filed against you until January 15, 2022. If you are experiencing a COVID-19 related hardship and are having a hard time paying your mortgage, you should contact your bank or mortgage servicer as soon as possible to find out if you qualify for a mortgage forbearance under section 9-x of the Banking Law. Please review Notice of Sale for referee details. Once you submit a signed Hardship Declaration, all foreclosure proceeding against you are stayed, or paused, until January 15, 2022. Wondering where you can get help?" If the bank rejects your offer, just walk away. If its over two you may have to raise your offer. Mon-Fri 9:00 am to 5:00 pm. Supreme Court, Queens County In New York, the lenders go to court in what is known as a judicial foreclosure proceeding where the court must issue a final judgment of foreclosure. ~ April 26th at 9:30 a.m. EFCA 2019-1804. None. Lakeview Loan Servicing vs Owens. Tyler, 26 F.4th at 793-94. Also, before you buy your home, see how long it was vacant. A complaint is filed in this court along with what is known a lis pendens. But knowing where to find your potential house is just the smallest bit of info because there are seven foreclosure sales tips that you need to know. U.S. Bank vs Deborah Bernardo. Keybank vs Merritt. New York State Unified Court System 6th JUDICIAL DISTRICT Foreclosure Information Virtual Teams Meetings Foreclosure Auction Plan 6JD Eviction and Foreclosure Legal Service Providers Auction Calendar Broome ~ March 6th at 9:00 a.m. EFCA 2020-0680. US Bank vs Julian Davis.
Residential Foreclosure Part | NYCOURTS.GOV - Judiciary of New York Ownership & foreclosure data comes from public sources and no attempt has ~ March 15th at 11:00 a.m. EFCA 2019-5193. ~ May 3rd at 10:00 a.m. EFCA 2019-1096. ~March 16th at 10:00 a.m. EFCA 2017-0125. Citimortgage vs Bailey Roberts. V?dGIv Vx$Q(sP8z*bd0zn}x1vo=,JCnc"q~" New York State Unified Court System 1st JD - Supreme Court, Civil Branch, NY County Foreclosure Auction Sales Auction List In a foreclosure action, the judgment of foreclosure directs that the mortgaged premises be sold at auction to pay the sum due to the foreclosing plaintiff. 1 Court Street , Riverhead, NY 11901 . For a more recent update on the status of evictions and foreclosures in New York, please see Executive Orders, Administrative Court Orders, and Legislation: The Ever-Changing NY Landscape on Foreclosures, Evictions, and Out-of-State Travel. SEARCH NYCourts.gov Foreclosure Judgments There are three ways the plaintiff can get a judgment of foreclosure and sale: 1) after the defendant defaults by not answering the Summons and Complaint, 2) after winning a summary judgment motion, or 3) after winning a trial. ~ March 22nd at 10:00 a.m. EFCA 2019-1280. Foreclosure Department Overview 360 Adams Street Brooklyn, NY 11201 347-401-9169 EMAIL: 360ASupremeCivilForeclosure@nycourts.gov Foreclosure Pre-Settlement (FPS) Foreclosure Settlement Conference Part A (FSC-A) Forclosure Screening Settlement Part (FSSP) Room 361, Phone: 347-401-9124 Sample Forms Order of Reference Judgment of Foreclosure and Sale And, just as importantly, you'll actually be able to go inside. For additional auction information, please visit their website at:www.maltzauctions.com. ~ March 13th at 10:00 a.m. EFCA 2018-1351. There are risks with buying a foreclosed property, such as the property requiring extensive repairs or having the original homeowner pay off their mortgage debt last minute. ~ April 6th at 10:00 a.m. EFCA 2017-1203. The commencement of a foreclosure action does not mean that a Westchester home will be lost to foreclosure. If your credit score is less than ideal, read up on our guide on how to improve your credit score. ~ April 4th at 11:00 a.m. EFCA 2014-0118. Residential Mortgage Foreclosure Actions; Settlement Conference, Emergency Rental Assistance Program (ERAP), Chief Administrative Judge Marks 2021 Report on the Status of Foreclosures. Become an expert on foreclosed homes and buy property for a lot less. (a) Notice of such sale shall be given by the officer making it by publishing a notice of the time and place of the sale . ~ April 25th at 9:00 a.m. EFCA 2017-2140. Alta Reo LLC vs Christopher Zwierzynski. You've seemingly got everything good to go and then you run into the biggest hurdle of them all: banks are not likely to lend you money if it's for a home in poor condition. Briscoe And Tonic Obituaries, Get an alert! Referee will sell at public auction on the Nort Side steps of the Nassau County Supreme Court located at 100 Supreme Court Drive, Mineola, N.Y. 1 1501 "Rain or Shine" on the 8th day of June, 2022 at 2:30 PM. Foreclosure auctions take place on Wednesday afternoons at 2:00 p.m. on the Portico at 60 Centre Street. ~ April 19th at 10:00 a.m. EFCA 2016001473. It is recommended that any person who intends to bid at a foreclosure auction should consult with an attorney and conduct a title search . If you receive any legal papers, seek legal assistance immediately. One of the best foreclosure sale tips is conducting a professional title search. However, any lawful fees, penalties and interest for not having made mortgage payments may still be charged to you and may ultimately result in a monetary judgment against you if you fail to pay them.